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Contacting us is going to be one of the best decisions you make. We stand by our words and look forward to helping you thrive in your investor profits or best lifestyle!
Please contact us directly for the most current information. Our firm has specialties that are very desirable. Some of the areas our team specializes in include but are not limited to:
Everyone should have a fiduciary if they want a custom plan and their money working for them at the highest level. You should have a fiduciary handling your finances & a signed financial planning agreement by both parties to ensure no misunderstandings and that your advisor is contractually obligated to act above all else for you. (Publication: EDU)
Also, it's important to understand What are the differences between a broker/dealer and a registered investment advisor? Broker dealers are paid on commission. The other registered advisories like us, are more ethical because per their contact we have to act in your best interest above all else and we cannot get paid by commission. This way no outside sources can get in our head trying to influence us to influence you. Author: Christine Benz, Publication: Investopedia used to be the resource we link here, but now that site says B/Ds can offer more options and that RIAs may seem better but the former makes it so you should choose who is best. We don’t take money for advertisements, we became a RIA not a brokerage because this is frankly untrue. RIAs can offer more than brokers because we have nobody telling us what we can and cannot offer. RIAs can work with custodians to get access to anything with a ticker symbol, broker dealers don’t have access to anything with a ticker symbol - they get paid on commission not by fee and often have their own products, while RIAs are more likely to pick individual stocks and bonds. It’s better to not get a commission based on what we sell and it’s also better to pick holdings over any funds because BWWP LLC picks holdings for each of our portfolios and only customizes portfolios; we don’t work with mutual funds or ETFs, clients don’t typically need management for that. They can get their own portfolio constructed from the fees they pay Boracchia Wiviott Wealth Partners, LLC
Benefits of working with a registered investment advisor over a broker/dealer:
Aside from having a female investor and Hispanic as our two co-founding partners, you should work with us because a RIA, which we are, is the same as a B/D but unlike B/Ds, RIA fiduciary rule requires that we put client interests first! Here’s more of why RIAs are better than B/Ds:
*B/Ds is the shortened term for broker/dealers. RIAs is the shortened term for registered investment advisors.
-Regulators don't bound B/Ds to the same fiduciary standard as RIAs
- B/Ds sell from their own account. *Morgan Stanley offloading their own Puerto Rico debt before its market crashed is 1 of MANY B/Ds fined for violations & B/Ds keep doing it, they don't mind
-B/Ds are focused on product(s) / are commission based. RIAs focus on investing money & managing it at the highest level. RIAs like us do not charge commissions or take financial incentives
-B/Ds operate through outside sources influencing their brokers to influence their clients. RIAs have strict disclosure rules
-RIA returns are less volatile & higher because we provide bar none the most objective independent advice
-RIA cost structures pay much more for itself with risk/reward
B/D’s outside influence & corruption is why you need a RIA of the highest integrity; & who won't just throw your money into index funds. Work with us, we are inclusive, we service to higher standards; & someone else says it, a NYT op ed writer, women investors outperform men! ;)https://nyti.ms/2VUfHuG bwwpllc.com/contact bwwpllc.com/tos
Sometimes clients ask us about a FINRA disclosure. We are not under FINRA anymore as we are not a broker. FINRA only oversees brokers. Registered investment advisors like us are overseen by the California Department of Business Oversight and/or the SEC. There is an additional license we have to have to be a registered investment advisor, in addition to the broker's license.
Some more fun general points that may or may not apply to you are:
Trump’s Tax Overhaul Law (Publication: Journal of Accountancy)
What is a 529 plan? (Publication: SEC)
How to save for your child’s future (Publication: BankRate)
What is a Roth IRA and could a back door Roth IRA be helpful? (Publication: Morningstar)
What is a robo advisor? (Publication: Investopedia)
Social Security Retirement & Survivors Benefits: Life Expectancy Calculator (Publication: Social Security Administration)
Risk management, which is different than what wealth management, is not typically covered by wealth planners. We, however, do cover it and have merged our registered insurance brokerage with Boracchia Wiviott Wealth Partners, LLC, the registered investment advisory. Some pointers on your journey to financial security are:
What are the differences between group disability income policies and individual income insurance? (Publication: Mass Mutual Insurance Company)
Is my business protected in case of a lawsuit even if I'm innocent? (Publication: Wallstreet Journal)
When I consider my injury and illness protection strategy, why do I need to consider the company I choose to insure me? (Publication: Mass Mutual Insurance)
Keeping Your Home Safe from Break-Ins (Publication: Foremost Insurance)
What is Umbrella Insurance? (Publication: Liberty Mutual)
Healthcare Expenses (the #1 cause of bankruptcy) (Publication: EDU)
Elder Care Checklist (please see this video which is playing below) (Publication: EDU)
Life Insurance Needs Calculator (Publication: LifeHappens)
The Power of the Trust (Publication: EDU)
War for Your Wallet (Publication: EDU)
Irrevocable Life Insurance Trusts (Publication: EDU)
Some more general points that may or may not apply to you are:
Social Security Retirement & Survivors Benefits: Life Expectancy Calculator (Publication: Social Security Administration)
Student Loan Payment Consolidation Resource Guide (Publication: Comet and referred in thanks to Digital Advocates)
To contact us about becoming a client, please drop us a line here. If you're looking for our list of services you can click the link above or I've enclosed it again for you here. This information is to show you we probably do what you need but at an extremely high level so schedule your appointment. You'll be refreshed once we speak and you'll feel much more at ease than you would reading our general information online but we'll help you enjoy your journey of financial success and security.
I'm glad you are interested! We’ve been telling our clients for years that our performance is better due to our commitment and our ethical advantage. For years we’ve been telling our clients mutual funds and 401ks have hidden fees. It's obvious it comes from the returns or somewhere. That's why they're not as high as with us. You must pay for quality advice, Fidelity nor any other company is the best for everything, and that's why they need secret payments if they don't get what they want. Work with a registered investment advisory, we are independent and Boracchia Wiviott Wealth Partners, LLC does not engage in any secret payments for minimums not met nor anything recommended! You truly get what you pay for. https://www.investmentnews.com/article/20190225/FREE/190229952/fidelity-sued-for-secret-payments-in-401-k-plans?utm_source=linkedin&utm_medium=social&utm_campaign=socialflow
Great! We love helping clients! If you prefer to speak to us live please text or call us right now at (424) 625 - 8943! Someone from our team will help you! We understand what it’s like being involved in the biggest decision of your life! Call or text us anytime! We’re hear to help you with our thought leadership as your private best lifestyle and do it yourself investor profits wealth partners!
Absolutely! Buying a home is among the biggest purchases of your life! Boracchia Wiviott Wealth Partners has many more expertise to share for you. Contact Lea directly for assistance with transactional representation or to help you with realtors in other areas. Email Lea at RE@MyBestLifestyle.Pro or call (323) 435 - 3398 she can also help you with any other wealth management or online services we have or that are coming out soon!
Maximize Your Gains & Minimize Your Losses
Operating Executive, Segale Bros
“There’s not many people at the caliber of Marc and Lea… she’s spent so much time with me on my planning. The two of them have become indispensable to my future. My brother and I don’t trust many people…they are both well intentioned and caring of us as clients (and I know many of their clients too, and they love Lea and Marc too). Marc and Lea are worth every minute… They call their company Boracchia Wiviott Wealth Partners, LLC because they have such a pristine reputation.”
Financial Planner, Registered Investment Advisor, CoFounder, Boracchia Wiviott Wealth Partners
"Marc is brilliant. It's rare that you meet someone who is so down to Earth and laid back, happy-go lucky, yet a prodigy. Marc has immense executive leadership training and experience and has brought so many companies to market in the sophisticated medical industry. His team includes who launched BioMed to market (purchased later by Zimmer). His Family business was their first distributer. Marc was coached by his dad Ed Boracchia throughout his whole life. He is incredible at identifying and bringing companies to market. Some of these include Arthrocare (purchased by Smith & Nephew), Exactech, Ascension (purchased by Life Sciences), OrthoHelix (purchased by Tornier), Solana Surgical (purchased by Wright Medical), OR Specific, Buffalo Filter, etc... The CEO also put Marc in a Vistage executive group for over 2 years helping executives become leaders in their companies while strategizing outside the box thinking from within. Marc learned what it took to help grow market share for new medical technology, manage a sales team, communicate with surgeons and consultants, and run a profitable business. The learnings have helped Marc tremendously in his growth as a professional asset manager, which is his calling after seeing immense wealth needing to be managed and considering himself just the little guy in it all.
As our chief investment officer, you are in incredibly caring and experienced hands with Marc creating and protecting your wealth, and unveiling your grand dreams like us in Boracchia Wiviott Wealth Partners since 2013."
Alethea B, Insurance Agent
"I've known Lea for a very long time, about 13 years [since she started]. I saw her begin... in her insurance career. It thrills me to see the progress she has made and where she is today... I'm sure you will be in fabulous hands!"
“I have been fortunate enough to have had the opportunity to work with the team at Boracchia both on a personal and professional level for more than a year. As a CPA, I do a lot of work with several different advisor from all the various companies and Marc and Lea have been by far the most passionate in their line of work. I have never seen a team so dedicated and focused on helping the individual better their life and personal situation. Both Marc and Lea seem to be fueled and motivated with bettering their community and enriching a person’s life, then any bottom line profit. They both have always shown me nothing but care about my personal situation and treated me as if I was part of their family.
As a CPA I have witnessed firsthand a lot of interesting and flat out bad investment strategies, but after several conversations I am more than confident in Marc and Lea’s ability. With team Boracchia, it is clear their approach does not only take into account the greatest ROI but also the most tax efficient and smart strategy. I find it very easy to write this recommendation for team Boracchia since I have never had a bad experience.”
Registered Investment Advisor, Chief Investment Officer, CoFounder Boracchia Wiviott Wealth Partners
“Lea is gifted in real estate and revenue generation in general as well as protecting her clients assets. Prior to even becoming a realtor but also when she became one she identified multiple properties for purchase and eventual sale. Each one generated six figure ranges of revenues. Doing this multiple times has led to a lot of money. Lea takes the time to evaluate her client's goals and help bring clarity to any investment process for clients in her humble demeanor. I wholeheartedly recommend Lea! She'll listen to you carefully which is rare these days and negotiate on your behalf like a guru. I'm still blown away by how much arbitrage she can yield for clients. Ethics are what also set Lea apart. Everyone she works with knows it and loves working with her even when she is negotiating they know they can trust her! She’s a shark. You want Lea on your team! Since iIm an investment professional I need to put my disclosure (it's just how I operate and important you read it and understand it: bwwpllc.com/tos) Work with Lea, you'll be happy you did! She cares and has an excellent track record of leadership in real estate, investment management and insurance and financial planning which is what you should care most about since it's one of the biggest ways to feel happy. As a registered investment advisor she also is more objective than most because she really cares about doing the right thing for clients, not a surprise she's great at selling real estate too and highest and best use purchasing as well as creating beautiful homes that even neighbors have modeled their remodels after! Work with her as your financial planner or realtor, her eBooks are a kind gesture for everyone and she'll help get you to where you want and make you feel better about your life! Lea and the team will help you in a big way to accomplish your goals anywhere and whatever they are.
“Lea, Marc and their team are easily and decisively -- without question -- the best! They always offer sound financial advice to my family and I, based on our investment objectives, as well as our personal needs. They keep in regular contact with us and provide us with ongoing financial advice, as our needs change. They take the time needed to fully explain our options and to guide us in an appropriate direction. We feel as though they truly care about our family, our financial well-being, and our future. Lea and Marc are both genuine, reliable, ethical and highly recommended.”
PhD Student, Columbia University & Executive, Google
"Lea and Marc care deeply about their clients! If you're looking for individualized, empathic financial planning, definitely look no further! You'll be in great hands with this team! For years this team has helped us understand and manage our money, the guidance has been life-changing! They've taught us so much and we feel so much better understanding how to think about our wealth. They are invaluable. Work with Boracchia Wiviott Wealth Partners!"
Graphic Designer and Physician
"Boracchia Wiviott Wealth Partners were super helpful setting us up with our insurance needs. Lea & Marc are both very knowledgable, and easy to work with. They understand the financial world. I would highly recommend working with them. They are really impressive and know alot, more people should work with Lea and Marc and take their guidance seriously. The world would be a better place! Your wealth and protection is very important."
“If you’re looking for a game-changing advisor, look no further than Lea [and team]. I’ve learned over the years her services are more valuable than those of a typical financial advisor… savvy regarding personal and corporate financial matters, and will inspire you to do the things to help you achieve personal and financial success.”
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